• Legal Notice
    Legal Notice / Use of Website
    By using the IPN website, you signify your agreement with the following terms of use. PLEASE READ THEM CAREFULLY.

    Acceptance of Terms. The IPN website is provided subject to the terms and conditions set forth below (the “Terms”). The Terms alluded to in this website are in addition to, and not in limitation of, the provisions of any other agreement you may have entered into or will enter into with IPN.

    IPN may modify these Terms from time to time and without notice, effective immediately upon posting on this website. Your continued access or use of this website shall constitute acceptance of such modifications of the Terms. IPN has the right to terminate your access or use of this website at any time without notice.

    Health Plan Benefit Information. No content on this website is intended to replace or amend language for coverage that you may have under your Health Plan. You should always consult your administrator or your Health Plan about details of your coverage.

    Medical Advice. This website does not provide medical advice and neither the information available on this website nor any e-mail responses to your questions shall create a physician- patient relationship or constitute the practice of medicine. The information available on this website and from any linked sites should not be used as a substitute or supplement for professional medical advice. If you have medical or health related questions, contact your physician. IF you are experiencing a medical emergency, please dial 9-1-1.

    User Obligations. You may not use this website in any manner that may:

    • Adversely affect this website’s resources or the availability of this website to others;
    • Violate any local, state, national, or international law;
    • Delete or revise any content on this website; or,
    • Use this website to harass any other person or to collect or store personal information about other visitors.

    If you have a unique user identifier and/or password to access secure areas, you are responsible for protecting the identifier and/or password and for any unauthorized use by others, with or without your permission.

    Some parts of this website may now or in the future allow you to post, or to e-mail to IPN, materials or information (“Visitor Content”) or to access or use Visitor Content posted or e-mailed by other visitors to this website. You grant IPN the unrestricted right to use or distribute, free of charge, any Visitor Content posted on this website by you. You may not submit or post any material or information which is illegal, obscene, threatening, defamatory, invasive of privacy, or infringing of proprietary rights of any person or entity. You may not submit or post any information or material which contains software viruses, corrupted data, cancel bots, commercial solicitations, or mass mailings or any form of e-mail. You may not use a false e-mail address to impersonate any person or entity or otherwise mislead as to the origin of any material or information you submit or post.

    IPN may review, remove, or edit any Visitor Content at its discretion. IPN has no responsibility and assumes no liability for Visitor Content posted by you or by any other party.

    You are responsible for all software and equipment necessary to access and use this website, including all related expenses. In addition, you are solely responsible for maintaining the confidentiality of any password or other security measure you use in connection with this website, and agree to notify IPN immediately of any unauthorized use of your password or other security measure.

    Privacy and Security. IPN protects your personal information in accordance with applicable laws and established company security standards and practices. For more information about privacy, please visit our Website Privacy Policy; or for more information about how IPN generally manages your personal information, please contact IPN.

    No Warranty. IPN does not warrant that any IPN content, Visitor Content, or any other content posted on this website is accurate, complete, reliable, current, or error-free. IPN does not warrant this website will meet your requirements, or that your access or use of this website will be uninterrupted, timely, secure or error-free, nor does IPN make any warranty whatsoever regarding the quality of any products, services, information, or any other material you obtain through this webwebsitesite.

    Limitation of Liability. IPN is not responsible for any cost or damage arising directly or indirectly from your use of or inability to use this website or any content, or the interception or loss of any data transmitted to or from this web site. IPN shall have no liability whatsoever for failure of electronic or mechanical equipment or communication, telephone or other connection problems, computer viruses, unauthorized access or interception of data on this website, theft, or errors. Your use of this website and the submission of any information by you are at your own risk.

    Copyright. All text, graphics, logos, button icons, images, audio clips, digital downloads, data compilations, indexes, desktop tools, software and any other material or information used in connection with this website (the IPN “Content”); the selection, arrangement, and presentation of all IPN Content (including information in the public domain); and the overall design of this website are the property of IPN and protected by U.S. and international copyright laws. IPN grants you a personal, non-transferable, non-exclusive limited license to access this website solely for: (1) your personal, non-commercial use, and provided that you do not delete or modify any copyright or other proprietary notices there from, or (2) as expressly permitted under any Agreement currently in effect between you and IPN. Any other copying, use, distribution or modification of IPN content or any other property of IPN, whether in electronic or hard copy form, is strictly prohibited without the express prior written permission of IPN.

    Trademarks. IPN and any other names of IPN or its websites, publications, products, contents, or services referenced on this website are the exclusive trademarks or service marks of IPN, including without limitation the “look and feel” of this website and the color combinations, layout, and other graphical elements of this website. You may not use IPN trademarks in any manner without the express, written permission of IPN. Other product and company names that appear on this website may be subject to trademark or other rights of other parties.

    Linking to Other Websites. IPN has no control over other websites or other resources accessed through links on this website. Any such links are provided for your convenience only, and do not constitute an endorsement of the linked site(s) or content by IPN. IPN makes no guarantees and disclaims any implied representations or warranties about the accuracy, relevance, timeliness, completeness, or appropriateness of these sites, the information contained in them or the products or services they provide. IPN shall not be liable, directly or indirectly, for any damage or loss incurred by you in connection with websites or resources accessed through links on this website. Any access by you is entirely at your own risk.

    Linking to and Framing of this Website. You may not frame any IPN Content, or use any trademark, logo, or other proprietary information on this website, without IPN’s express written consent. You may not use IPN’s name or trademarks in any meta-tags or other hidden text without the express written consent of IPN. You may link to this website for any non-commercial purposes only. IPN reserves the right to demand you remove any such link at any time, for any or no reason, and at IPN’s sole discretion.

    Compliance with COPPA. This website is not directed at children under the age of 13. IPN complies with the Children’s Online Privacy Protection Act and does not knowingly permit registration or submission of personally-identifiable information by anyone under 13 years of age.

    Governing Law and Disputes. These Terms, and any dispute that may arise between you and IPN, will be governed by the laws of the State of Idaho without regard to conflict of laws principles. The Terms, as may be amended from time to time, set forth the entire understanding between you and IPN as to the subject matter of the Terms, unless otherwise specifically provided under a written agreement, and supersede any prior agreements between you and IPN, whether oral or written, as to the subject matter of the Terms. Jurisdiction and venue will be in the courts of Ada County, Idaho, for any disputes arising out of or relating to these Terms.

    Miscellaneous. If any provision of the Terms is found to be invalid or unenforceable, the remainder of the Terms shall remain in full force and effect, and all Terms shall be enforced to the fullest extent permitted by law. No waiver or failure to assert any provision of the Terms shall be valid unless in writing and signed by an officer of IPN. IPN may assign its rights and duties under the Terms to any party, at any time, without notice. IPN reserves all rights not expressly granted in these terms.